Rural People or low Income people in Bihar struggle to start their own businesses in villages due to various challenges such as lack of access to credit, limited education and skills, inadequate infrastructure, and limited market opportunities.

Banks have lengthy verification processes and strict rules, which make it difficult for rural or economically disadvantaged people in Bihar to access loans and start their own businesses.

there is a lack of awareness and guidance on how to start a business and navigate the bureaucratic processes. These challenges make it difficult for them to overcome the initial costs and barriers to entry, hindering their potential for economic growth and development.

Nirjivan provides hassle-free small loans to youth, enabling them to kickstart their entrepreneurial dreams without the burden of extensive verification and upfront payments required by banks

We offer flexible and personalized loan terms and often provide business training and mentoring, which can increase the chances of success for the borrower

Small businesses can provide employment opportunities in the village and reduce the migration of youth to cities in search of jobs.
By promoting local entrepreneurship, small startups can stimulate the local economy, create demand for local goods and services, and support other small businesses in the area
Starting a small business can provide a source of income for villagers, help them become self-reliant, and improve their overall standard of living.